What is credit counselling?

Credit counselling is the process of us counselling you with quality information and expert advice. We’re also here to offer support, so you know you have someone in your corner. We’ll be with you every step of the way as we work towards paying down your debt and getting you back on track.

How does it work?

Our specialist will complete a full financial analysis. They’ll evaluate your monthly income, debt obligations and living expenses to confirm a realistic timeline and monthly payment for each creditor. Your advisor will use their knowledge and expertise to negotiate terms with your creditors to find a fair and more realistic single monthly payment plan that you can sustain until your unsecured debts are paid.

What you need to qualify:

  • The desire to make your financial situation a better one


  • With a specialist representing you and your situation, a credit counselling program removes the pressure of creditors contacting you
  • Payment options can be flexible

Whether credit counselling is the right option for you or not, we can help reduce your debt payments and get you out of debt as quickly as possible. Call us at 1-877-220-3328 or get started online for a free financial analysis.

Disclaimer: We are not lawyers, trustees in bankruptcy, nor do we provide legal advice. Should you require legal advice we recommend you contact a lawyer in your area.

Find Out If You Qualify

Take the first step toward living debt free. Get a free evaluation within 24 hours:

Safe and Confidential. We will never share your information with anyone for any reason.